What To Know Before Getting Your Next Mortgage

1. Experience shows too many Canadians get in-experienced advice when financing the largest purchases of their life.

Often, this results in consumers taking out mortgages at higher interest rates or with greater restrictions which ends up costing more and eating up the hard earned equity in their home.  What’s becoming more and more common these days is banks not approving consumers for the purchase price they are looking for.

2. Did you know that every bank has their own way of approving you?

Each bank/credit union/mortgage lender in Canada has their own policies on approving you.  Where 4 banks in Greater Vancouver may say “NO” 3 may say “YES”. When we receive an application we don’t try to fit it into ‘one’ banks box.  We look at ‘all’ mortgage lenders programs and determine which boxes the application fits. From there we snag the best mortgage rates and terms for our clients with our long established relationships with Canadian banks, credit unions, and private lenders. 

3. Our rates are good … REALLY GOOD …

Because mortgages is all we do, the banks, credit unions, and other mortgage lenders are constantly asking us to send them clients. They email us daily with special mortgage rates to entice us … we pass these special rates on to you.

4. And the best part is, our help is free!

You don’t pay a dime for our experienced expert mortgage advice. Nothing, zilch, zero. Basically we do all the work for the bank and hand them over a new client so they pay us a “thank you” fee. Saying that, for situations that don’t fit standard residential approval guidelines and commercial mortgages, fees may apply. In those cases fees will be discussed clearly up front. But if you’re a regular home buyer … free advice and no fees!

Get Your Rate & Approval

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Purpose

To help our clients get a great mortgage and a fast approval, through experienced expert advice, helping them move forward in achieving their financial goals.


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Values

Ethically work for our clients, not a bank, in order to maintain an independent perspective and work in our clients best interest. Maintain a high level of client confidentiality. Provide solutions from quality Canadian financial institutions.


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Process

Step 1: Apply! Step 2: Discuss Mortgage Options! Step 3: Mortgage Approved!
(All applications will be reviewed within 4 business hours).

Some of the lenders we consult on…

1lenders-logos

…to name a few.

What our friends say…

Sm Coquitlam Armando goes the extra mile to ensure you are well informed, provides first class service, and makes the whole purchase process as simple as can be. I was referred to Armando by a colleague due to my disappointment in the service I was receiving from the bank. Armando took very good care of my wife and I through the sale and purchase of our home. Moving forward, I plan on using Armando's services for all our mortgage needs.
SM, Coquitlam, BC
ml burnaby Thank you for all your help getting the mortgage loan. You got me an excellent rate for my existing home. I will definitely recommend your services to anyone looking for a mortgage. The whole process went very smoothly. Many thanks.
NL, Burnaby, BC
km nvan You listened and delivered. We can now actually pay all of our monthly payments comfortably AND put savings aside. Thank you!!!
KM, North Vancouver, BC
sw port moody We wouldn’t have gotten that house if it wasn’t for you. There were 7 other offers and your advice made us the winners! Can’t thank you enough for all the time you put in helping us we are so excited!
SW, Port Moody, BC
jl port moody Armando just wanted to thank you for all that you’ve done for us. Our mortgage approval wasn’t easy but you got us approved and we can’t wait to move in!
JL, Port Moody, BC
rf poco Awesome!!!!! How you got my rate lower I have no idea! Thank you!!!!!!!!!
RF, Port Coquitlam, BC
ab van Our bank said No and then we were introduced to Armando. He had us approved in 1 day and allowed us to buy the home we wanted. He even got us an incredible mortgage rate. Armando truly knows his stuff and I highly recommend his services.
AB, Vancouver, BC
bj poco Armando helped us buy our first condo and we now own 3. We have gone to him for every condo we buy and he is good at getting you the most properties you can buy. If you want to invest in real estate call him.
BJ, Port Coquitlam, BC
rz coq You made the process smooth and painless even in this competitive market. Thanks for getting us a super good rate! Our friends are needing a mortgage and we passed on your number.
RZ, Coquitlam, BC
jjm burnaby Professional and trustworthy advice. We have built 3 homes with Armando’s help and he delivers every time.
JM, Burnaby, BC
dh burnaby Rate is lower than I expected! Leaves room in the budget for a new pair of shoes each month! haha. Thanks you are awesome!! 🙂
DH, Burnaby, BC

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